The most basic form of Medicare, also called Original Medicare includes coverage for hospital visits and outpatient services such as clinical visits. Senior citizens can choose to sign up for other Medicare services that will extend coverage for drugs and sometimes emergency ambulatory services.
Every year people enrolled in Medicare are required to pay a premium and some plans also involve copayments or coinsurance. Medicare covers a certain percentage of your health service bills while you have to pay the remaining amount. It is also possible to get coverage for copayments through Medicare Supplement Plans.
To find out whether your doctor accepts Medicare assignments you should contact them personally or call Seniors For Medicare to find out which doctors take Medicare assignments in your locality
- Hospital Care
- Medical Care in a Skilled Nursing Facility
- Inpatient Care from a Skilled Nursing Facility
- Medical Care from Hospices
- Home Health Care
There is nothing beyond these types of services that Medicare Part A offers coverage for. There may be changes that you can make to your policy. Consult with Seniors For Medicare for any changes you would like to make your Medicare policy or for an in-depth consultancy on the full extent of the coverage offered by Medicare Part A.
There is no extra money you have to pay for Part A coverage as long as you and your spouse have no outstanding tax payments.
- Research for clinical Purposes
- Charges for ambulance services
- Coverage for Medical Equipment
- Mental Outpatient/Inpatient healthcare.
- A limited list of drugs.
The standard premium that you have to pay for Part B coverage is $134 per year and a 20% deductible on all your medical expenses. So you will have to pay 20% of your entire medical bills and Medicare will handle the remaining 80%.
The added advantage of Part C is that they extend coverage for healthcare services that are not covered by original Medicare. These include coverage with health maintenance organizations, going to your preferred physicians and pharmaceutical drugs not covered in original Medicare. These are just a few of the services that Part C covers, for more information get in touch with Seniors For Medicare consultants for detailed information on the coverage offered by various Medicare health plans.